EMERGENCY CASH

up to $300, NOW !

All you need to qualify is one of these things:

A home phone in your name

OR

Be employed

OR

A mobile phone on a contract

OR

Someone who is willing to act as a guarantor for you.

We regard your credit history as HISTORY and do not require a credit report.


For our full "Disclosures and Authorisations" click here
NOTE: Our Disclosures and authorisations will need to have been read prior to using the Teleloans service.

As long as your situation is an emergency and provided that in our opinion a small loan will not put you in a worse financial position than you are in, we will help you.

Call us or apply on line.

NO need to leave home.


Fast Application

We offer Two Options:
OPTION ONE: Deal directly with the finance company and pay only 5% for the loan.
When you chose this option, The finance company, Finance and Loans Direct Pty Ltd may choose at its discretion to pay by cheque or by means of direct deposit into your account.
OPTION TWO: Deal with Teleloans.
We have the facilities to process your advance quickly. This means, unless banking facilities prevent it, you can have your money as early as this afternoon. If not you will receive it on the next working day unless otherwise advised. Our fees vary depending on the options you choose. We will advise you of all the costs before you are locked into any contract. There is no obligation!

All loans taken using the Teleloans service through our finance company (Finance and Loans Direct Pty Ltd) have a maximum loan term of 62 days. The first payment must be made within 20 days of the loan being taken.

Non-Payment: As with all loans there are financial implications for non-payment. If payment is defaulted on, Teleloans charges a dishonour fee of $49, 1st dishonour letter fee of $30, 2nd dishonour letter fee of $50 and a 3rd dishonour letter fee of $50. Additional fees are applicable once the debt is handed over to an external debt collect, these are a collections tracking fee of $50 and a Investigator/Hand over Fee of $175 (plus legal fees). See below for Teleloans collection practices.

Collection Practices: The Teleloans internal collections department will attempt to contact you directly by way of phone calls, text messages, emails and letters after each dishonoured payment. If we are unable to recover the funds and after 3 dishonoured payments in a row, the debt will be handed over to an external debt collector, Australian Receivables Limited.

Credit Scores Impact: Teleloans does not register a default on your credit rating. See above for our collection practices.

Renewal: At Teleloans we do not offer refinancing or renewal options. However you can reapply if in the future one of our products will help you. If you do wish to borrow again, simply click the existing client link at the top of this page. From there you can reapply for another loan.

Business Advanced

To qualify for a business advances loan, you must have:

  • An ABN (Australian Business Number);
  • Proof of payment or an advertised number;
  • The loan must be solely for business purposes.
√ No Financials or Projections required.
√ No Security Needed.
√ Loans from $250 to $1000.
 

Once we receive your application for the business advances loan, we will be in contact with you as soon as possilbe.

APPROVAL WITHIN 30 MINUTES !

As a business person, we assume you have considered your options and are making an informed business decision which suits your circumstances.

If you have not read the information on Managing Your Money, we urge you to do so and make the correct choices based on your circumstances.

QUICK, EASY and CONVENIENT !
Business Advances Loans

Call 1300 88 23 24

Mobiles call 0451 128 074

  • Phone:
    1300 88 23 24

    Mobile:
    0451 128 074
Click Here

Title
First Name
Middle Name
Last Name
Date of Birth / /
Home Phone Number
*Is this Home Phone in your name?
Mobile Phone Number
*Is this Mobile Phone in your name?
Are you employed?
Employer
Employer Phone Number
Your Home Address
Suburb
State
Postcode
Tenancy Duration (in months)
Email
Requested Amount
Loan Reason
When to Call (QLD Time)
OR
I read and agree with the Disclosures & Authorisations
( View Disclosures & Authorisations )
Security Code:
(from picture)		  New Code

  • 2 MINUTE APPLICATION

    Title
    First Name
    Middle Name
    Last Name
    Business Name
    ACN / ABN
    DOB
    Mobile
    Home Phone
    Business Phone
    Fax
    Physical address of business
    Suburb
    State        Postcode
    Email
    Amount
    Min Accepted
    Advertised Phone Number
    Listed in White/Yellow Pages ?
    Business Type
    Position
    Have authority to take loan on behalf of business
    Reason for loan
    Comments
    Security Code:
    (from picture)    		  New Code
Annual Percentage Rate: All loans processed directly through our affiliated finance company, Finance and Loans Direct Pty Ltd (Australian Credit Licence Number 390166) have a nominal annual percentage rate of 5%, which is comprised of a one-off non-interest charge by the lender equal to 5% of the loan amount.Teleloans Pty Ltd offers a financial supply service.If you chose to use any of the Teleloans Pty Ltd services extra fees may be charged. For a comprehensive list of our fees
click here .
WARNING: Annual percentage rate is not a useful way to measure the cost of a Pay Day Advance.
Annual percentage rate reflects the interest and fees paid over a year. It helps us compare the costs of normal loans that have a term of over a year. However APRs can be misleading when used to compare loans that have a term of less than a year, such as Pay day Advances.A normal Pay Day advance is an amount between 100 and 500 dollars for a term usually no longer than 62 days. If a normal commercial banking rate (for example 12%) was charged on a payday advance, the money made from this would not be enough to cover the expenses of the business. In fact, the business would not be able to cover its rent, let alone other costs like wages and utility bills.
It would be like the cost of staying in a hotel. You pay to be able to have a place to live in while you are away from home but the daily cost of a hotel, far exceeds the cost of you staying at home and just paying your normal home expenses and bills.